ICICI Prudential Life Insurance

• ICICI Pru iProtect Smart 
• ICICI Pru iProtect Smart – Smart Exit Option (Optional Return)
• ICICI Pru iProtect Return of Premium (Guaranteed Return)
• ICICI Pru Protect N Gain (New) (Market Linked Return)
• ICICI Pri Saral Jeewan Bima
• ICICI Pru iCare II
• ICICI Pru Precious Life
• ICICI Pru Life Raksha
• ICICI POS Life Raksha
• ICICI Pru Loan protect
• ICICI Pru Loan Protect Plus

• ICICI Pru Signature Online
• ICICI Pru Signature
• SmartKid with ICICI Pru Smart Life
• ICICI Pru1Wealth
• ICICI Pru Life Time Classic
• ICICI Pru Guaranteed Wealth Protector
• ICICI Pru Smart Life
• ICICI Pru Smart Couple Plan
• ICICI Pru Ezy Grow

• ICICI Pru Gold 
• ICICI Pru Sukh Samruddhi
• ICICI Gift Pro
• ICICI Pru Guaranteed Income for Tomorrow (Long-Term)
• ICICI Guaranteed Income for Tomorrow
• ICICI Pru Cash Advantage
• ICICI Pru Savings Suraksha
• ICICI Pru Assured Savings Insurance Plan
• ICICI Pru Future Perfect
• ICICI Pru Lakshya
• ICICI Pru Lakshya Lifelong Income
• SmartKid with ICICI Pru Smart Life

• ICICI Pru Guaranteed Pension Plan Flexi
• ICICI Pru Guaranteed Pension Plan
• ICICI Saral Pension
• ICICI Pru Easy Retirement SP
• ICICI Pru Easy Retirement

• ICICI Pru Heart/Cancer Protect

• ICICI Group Loan Secure
• ICICI Group Insurance Scheme for Pradhan Mantri Jeevan Jyoti Bima Yojana
• ICICI Pru Shubh Raksha Credit
• ICICI Pru Shubh Raksha One
• ICICI Pru Shubh Raksha Life
• ICICI Pru Super Protect - Credit
• ICICI Pru Super Protect - Life
• ICICI Pru Group Unit Linked Superannuation
• ICICI Pru Group Unit Linked Employee Benefit Plan
• ICICI Pru Group Suraksha Plus
• ICICI Group Suraksha Plus Superannuation

• ICICI Pru Anmol Bachat

• i-Shield

ICICI Pru iProtect Smart 

• High life cover of up to INR 1 Crore
• Covers you till the age of 99 years
• 4 payout options available – Lump sum, income, increasing income, lump sum plus income
• Option of accidental benefit cover (before or after purchase of the plan)
• Option of adding critical illness benefit cover with 34 critical illnesses covered
• Minimum age to buy the plan – 18 years 
• Maximum age — 65 years

ICICI Pru Protect N Gain (New) (Market Linked Return)

• Accidental death cover provided in lump sum
• Maturity booster to enhance the fund value at maturity of the policy
• Both life cover and investment option
• Get regular money from fund value
• Riders available – accidental death and disability rider

ICICI Pru iProtect Return of Premium (Guaranteed Return)

• Get 105% of your premiums back on maturity with return of premium and return of premium with life-stage cover plan options
• Monthly income from the age of 60 years till the end of policy term
• No survival death benefit available

ICICI Pru Saral Jeewan Bima

• Provides financial protection to your family
• Offers affordable premiums with multiple payment options
• Choose a premium payment term as per your convenience
• Avail tax benefits as per prevailing laws
• In case of accidental death during the waiting period, the nominee receives a lump sum amount.

ICICI Pru iCare II

• Provides a lump sum amount as Life Cover to the policyholder’s family in their absence
• Optional extra protection in case of accidental death
• Enjoy tax benefits under Section 80C and the payout is tax-free under Section 10(10D).
• Choose between One Pay or Regular Pay options for premium payment.
• Opt for coverage ranging from 5 to 67 years depending on the payment option chosen.

ICICI Pru Precious Life

• Covers individuals with existing health conditions like high BP, diabetes, and so on
• Option for Accidental Death Benefit
• Choose lump sum, monthly income, or both as benefit amount.
• Premium payment flexibility – once, limited period, or throughout the policy term
• Discounts on the first year’s premium for existing customers

ICICI Pru Life Raksha

• Provides a lump sum to the family in the absence of the policyholder
• The higher of Sum Assured, 10 times the annual premium, or 105% of total premiums paid is given.
• Avail tax benefits under Section 80C 
• Death benefits are tax-free under Section 10(10D)
• Option to reduce taxable income by paying premiums
• Ensures financial needs of your family are met during unforeseen circumstances

ICICI Pru iProtect Smart – Smart Exit Option (Optional Return)

• Additional accidental death benefit cover
• Special premium rates for women
• Flexibility to pay premium – lump sum, for a limited period or throughout the policy term
• Tax benefits
• Death benefit provided

ICICI POS Life Raksha

• 5 year policy
• No maturity or survival benefit payable
• No surrender benefit under this plan
• Minimum age to apply for the plan — 18 years Maximum age — 60 years
• No medical examination required to avail of the policy

ICICI Pru Loan Protect

• 2 premium option available – One Pay option and Limited Pay option
• Two coverage options — Life cover remains fixed throughout the policy term, and the life cover reduces from the second month onwards
• Different policy terms available – 5, 10, 15, 20, 25 and 30 years
• Minimum life cover is INR 5,00,000

ICICI Pru Loan Protect Plus

• CI and TDP benefits available with the policy
• Complete protection from the burden of paying any liabilities
• After the demise of policyholder, the family will receive the lump sum which can be used to repay the loan

ICICI Pru Signature Online

• Life Cover for the entire policy term
• Entire premium invested without deductions, with return of certain charges at maturity
• Wealth Boosters rewarded at regular intervals
• Choice of 4 portfolio strategies and a wide range of funds.
• Tax-free maturity amount under Sec 10(10D) and tax rebate on premium paid under Sec 80 C

LIC Pru Signature

• Higher of the Sum Assured, Minimum Death Benefit, or Fund Value
• Extra units allocated every 5th policy year
• Option for lump sum or structured payout, allowed post five policy years (conditions apply)
• Regular withdrawal of fund value
• Unlimited Free Switches in Fixed Portfolio Strategy
• Change in Portfolio Strategy up to four times in a policy year
• Modify fund allocation during premium payment.
• You can increase/decrease in premium payment Term: Subject to policy terms

SmartKid with ICICI Pru Smart Life

• Both investment and protection provided
• You choose between the portfolio strategy as per  your requirements — Fixed Portfolio Strategy and Lifecycle-Based Portfolio Strategy
• Earn loyalty additions if you invest your money for long time
• Without making any additional investments, get a chance to add a wealth booster to your savings. 
• Withdraw 20% of your fund value at any time after the fifth year of your policy

ICICI Pru1Wealth

• No recurring premiums
• 100% Money Invested: Full premium invested in chosen funds
• Multiple Fund Options: Equity, Debt, and Balanced funds available
• Unlimited free switches between funds
• Wealth Boosters: Rewarded at the end of the policy term.
• Life Cover: Up to 10 times the premium paid
• Tax Benefits: Under Section 10(10D) and Section 80C of Income Tax Act, 1961
• Secure Your Family’s Future: Financial protection under the MWP Act

ICICI Pru Life Time Classic

• Get life cover and invest your funds in equity, debt, or balanced funds simultaneously
• Earn loyalty additions
• Enjoy the wealth boosters
• Tax benefits are also available

ICICI Pru Guaranteed Wealth Protector

• Single premium plan with investment in equity and debt
• Aims to beat inflation and ensure capital protection
• Assured Benefit: Minimum return of 101% of premiums paid at maturity
• Loyalty Additions from 6th policy year, 0.25% of average Fund Value
• Wealth Boosters at the end of 10th year, varies with pay option.
• Life Cover provided for the family's financial security
• Flexible premium payment options: One Pay, Five Pay, and Seven Pay
• Free fund switches between equity and debt.
• Maturity benefit received tax-free, with option for structured payouts

ICICI Pru Smart Life

• Get full coverage protection
• Life cover at affordable rates
• Chance to get loyalty additions and wealth boosters
• Premium waiver benefit also available

ICICI Pru Smart Couple Plan

• Get loyalty additions and wealth boosters for long-term investments
• Choose investment strategy as per your needs
• Premium waiver benefit

ICICI Pru Ezy Grow

• Protection and savings-oriented participating life insurance plan
• Offers life cover and regular income for life
• Three plan options: Immediate Income, Immediate Income with Booster, and Deferred Income
• Aims to cater to long-term recurring financial needs while providing life cover

ICICI Pru Sukh Samruddhi

• Plan Options: Lump Sum or Income.
• Save the Date: Receive income on special dates.
• Savings Wallet: Accumulate/withdraw Guaranteed Incomes
• Tax Benefits: As per prevailing laws
• Death Benefit: Based on age, premium, policy term.
• Maturity Benefit: Sum assured + bonuses if declared

ICICI Pru Gift Pro

• Financial security for the family
• Guaranteed Income Duration: Flexible selection based on needs
• Guaranteed Income: Fixed or increasing annually
• MoneyBack Benefit: Flexible percentage and receiving time
• Low Cover Income Booster: Enhance Guaranteed Income
• Save the Date: Choose income receipt date
• Tax Benefits: Applicable as per prevailing laws

ICICI Pru Guaranteed Income for Tomorrow (Long-Term)

• Provides financial security through life insurance cover
• Guaranteed income for goal realisation
• Tax benefits on premiums and benefits
• Loan option for financial emergencies
• Multiple plan options for varied needs
• Death benefit for family's financial security
• Variety of Guaranteed Income combinations
• Maturity benefit at policy term end
• Flexible premium payment and policy terms
• Customised to individual financial capacity and goals

ICICI Pru Guaranteed Income for Tomorrow

• Customisable guaranteed benefits to align with personal requirements
• Early access to guaranteed income from the 2nd year
• Additional benefits for women
• Life insurance coverage for family's financial security
• Flexibility in receiving guaranteed income with the ‘Save the Date’ feature
• Potential tax benefits on premiums and benefits
• Loan option against policy for financial emergencies

ICICI Pru Cash Advantage

• Get life cover
• Guaranteed cash benefits
• Get a chance to earn bonus for investing money
• Tax benefits available

ICICI Pru Savings Suraksha

• Life cover 
• Guaranteed maturity benefits and guaranteed additions
• Apart from the maturity benefits, get reversionary and terminal bonus
• Get tax benefits on paid premiums and benefits

ICICI Pru Assured Savings Insurance Plan

• Maturity Benefit: Sum of Accrued Guaranteed Additions and Guaranteed Maturity Benefit.
• Guaranteed Addition (GA): Fixed rate multiplied by total premiums paid
• GA Rate: Dependent on policy term (9% for 10 years, 10% for 15 years)
• Death Benefit: Higher of Sum Assured + GA, GMB + GA, or Minimum Life Cover
• Premium Payment: Flexible modes (Monthly, Half-Yearly, Annual)
• Pay premiums for 5 years, choose policy terms of 10 or 15 years with minimum premiums varying accordingly

ICICI Pru Future Perfect

• Guaranteed Additions (GAs) add extra benefits, rates from 8% to 18% based on policy year and Premium Payment Term (PPT)
• Guaranteed Maturity Benefit (GMB) is a lump sum at policy term end, determined at inception
• On policyholder's demise, the family gets higher of the fixed Sum Assured, GMB, and 105% of premiums paid
• Tax benefits under Section 80C and 10(10D) of Income Tax Act, 1961
• Policy term of 10 to 15 years
• Minimum age to start this plan is 3 years, maximum age is 45 years
• Maturity ages range between 18 and 60 years

ICICI Pru Lakshya

• Receive lump sum on maturity for achieving dreams
• Guaranteed capital protection with Sum Assured on Maturity
• Earn Guaranteed Value Benefits by starting early, saving more, staying longer, and special benefits for women (SHE)
• Potential bonuses through Regular Additions annually and Terminal Bonus at maturity, if declared
• Life cover throughout the policy term for family's security
• Tax benefits on premiums and benefits as per prevailing tax laws

ICICI Pru Lakshya Lifelong Income

• Enjoy guaranteed income and cash bonus every year post-income start date until the age of 99 years
• Assured capital protection via 'Sum Assured on Maturity'
• Yearly Regular Additions to enhance your wealth till the income start date
• Life cover ensuring family's financial security until age 99
• Liquidity benefits during the policy term for financial emergencies
• Tax benefits on premiums and benefits as per current tax laws

ICICI Pru Guaranteed Pension Plan Flexi

• Flexibility in regular savings, premium payment duration, and annuity start time
• Varied annuity payment frequencies and numerous annuity options catering to retirement requirements
• Joint Life annuity options with Waiver of Premium feature for family's financial security
• ‘Save the Date’ feature for custom annuity receipt date
• ‘Top-up’ option for additional investment

ICICI Pru Guaranteed Pension Plan

• Guaranteed lifelong income
• 100% safe and secure
• Three options available to get your investments back – entire amount at the age of 80 years, 50% at the age of 80 and the rest on death, and you can also opt to get money in parts with regular income

ICICI Saral Pension

• Guaranteed pension for life
• Two annuity options – life annuity with return of 100% of the purchase price and joint life last survivor annuity with return of 100% of the purchase price in death of last survivor
• Obtain a loan against your plan to meet financial contingencies
• Option of surrendering the policy 
• For higher purchase prices, an increased annuity is paid

ICICI Pru Easy Retirement SP

• Mix of equity and debt aims to beat inflation
• Assured Benefit or Fund Value at maturity, whichever is higher
• Option to commute up to 60% value at retirement (tax-free)
• Fund switch option between Easy Retirement SP Balanced and Secure Funds
• Pension Boosters and Loyalty Additions post 10th and 6th policy year, respectively
• Multiple income receiving options post-retirement
• Various annuity options under ICICI Pru Immediate annuity plan
• Guaranteed Death Benefit or Fund Value to nominee post demise
• Designed for long-term retirement savings with capital guarantee

ICICI Pru Easy Retirement

• Regular Income: Steady payouts, suited if money required immediately
• Lump sum + Regular Income: Initial lump sum, rest for regular income, flexible
• Postpone Retirement: Delay payouts if money isn't needed immediately
• Single Premium Deferred Pension: Further investment for potential higher returns — ideal if no immediate money need

ICICI Pru Heart/Cancer Protect

• Affordable coverage with INR 20 lakh cover 
• 5% discount for couples on first year premium
• 5% loyalty discount for existing customers on first year premium
• Payout upon diagnosis of listed conditions.
• Premium waiver on specific claims or permanent disability due to accident
• Up to 25% Sum Assured payout for diagnosed minor conditions
• Additional 1% of Sum Assured as income for 5 years on major condition diagnosis
• 10% cover increase option for every no-claim policy year

ICICI Group Term Plans

• Provides life cover to groups
• Master Policy covers group members
• Sum assured chosen by the Master Policyholder
• Sum assured can be associated to financial liabilities or salary
• Benefits employers with low-cost cover, retention, loyalty, tax deductions, and seamless administration
• Employees get life cover without medical exams up to a limit
• Informal groups benefit with flexible premium payments
• Death benefits offered for financial protection
• Suitable for both formal and informal groups
• Aimed at securing financial well-being of members or employees’ families

ICICI Pru Immediate Annuity 

• Master Policyholder pays premiums for group members
• Sum Assured can be flat or graded — sometimes linked to salary
• Employers benefit: Low-cost cover, retention, tax deductions, simple administration
• Employees get life cover, and no medical exam up to the free cover limit
• Informal groups also benefit with simplified administration
• Premiums can be paid by group admin or members
• Death Benefit to nominees helps cover financial liabilities like loans

ICICI Group Loan Secure

• Plan covers death, terminal illness, accidental death, critical illness, and disability
• Options for reducing cover available
• Moratorium periods of 3 or 7 years offered
• Coverage term selection up to 30 years

ICICI Group Insurance Scheme for Pradhan Mantri Jeevan Jyoti Bima Yojana

• PMJJBY is a low-cost insurance scheme by the Indian Government
• Available for eligible savings bank account holders aged 18 to 50

ICICI Pru Shubh Raksha Credit

• Protects from financial liabilities
• Easy application process

ICICI Pru Shubh Raksha One

• Provides protection to all group members

ICICI Pru Shubh Raksha Life

• Provides protection to all group members

ICICI Pru Super Protect- Credit

• Protects your family from financial liabilities
• Choose the coverage as per your needs

ICICI Pru Super Protect- Life

• Protects your family from financial liabilities
• Choose the coverage as per your requirements

ICICI Pru Group Unit Linked Superannuation

• Aids trusts and organisations in managing funds for Group Superannuation Schemes
• Options for managing both Defined Benefit and Defined Contribution Schemes are available
• Variety of funds offered for investment flexibility

ICICI Pru Group Unit Linked Employee Benefit Plan

• Helps trusts and organisations in managing funds for Defined Benefit Schemes
• Option to manage Group Gratuity or Leave Encashment Schemes provided
• Offers a variety of fund options for investment

ICICI Pru Group Suraksha Plus

• Assists trusts and organisations in managing funds for Group Defined Benefit Schemes
• Offers options to manage Group Gratuity, Post-retirement Medical Benefit Schemes, or Leave Encashment Schemes

ICICI Group Suraksha Plus Superannuation

• Helps trusts and organisations in managing funds for Group Superannuation Schemes
• Provides flexibility to manage both Defined Benefit and Defined Contribution Schemes

ICICI Pru Sarv Jana Suraksha Micro Insurance Plan

• Provides protection at a cost-effective price
• Ensures the financial security of your loved ones in your absence, giving you peace of mind

ICICI Pru Anmol Bachat

• Both life cover and savings in one plan
• Tax benefits
• Flexibility of payment

i-Shield

• Provides life cover up to the age of 85
• Waives future premiums in the event of permanent disability due to an accident, easing financial burden
• Offers cashless hospitalisation at network providers/hospitals
• Covers both pre and post-hospitalisation medical expenses, ensuring comprehensive medical expense coverage