Best LIC Policies to Invest in 2026

LIC offers a wide range of policies designed to provide financial security and protection to individuals and their loved ones. With LIC, you can have different types of policies such as endowment plans, whole life plans, and retirement plans, all of which cater to diverse needs and goals.

With a focus on customer satisfaction and reliability, LIC policies offer benefits such as life coverage, maturity benefits, tax advantages, and the ability to customise plans according to individual preferences.

In this article, we have mentioned some of the top LIC investment plans in 2026 and their eligibility criteria.

List of Best LIC Plans for Investment in 2026

Here are some of the top LIC investment plans in 2026 -

LIC Bima Ratna

LIC's Bima Ratna is a life insurance plan designed for individuals seeking a combination of savings and protection. It is a non-linked, non-participating plan that offers financial assistance to the policyholder's family in the event of the policyholder's untimely death during the policy term.

Additionally, the plan provides periodic payments to the policyholder upon survival at specified intervals to fulfill various financial requirements. The plan also includes a loan facility to meet liquidity needs.

Eligibility Criteria

LIC Jeevan Umang

LIC's Jeevan Umang is an individual, whole life assurance plan that provides both financial protection and income to your family. It is a participating, non-linked plan that offers annual survival benefits starting from the end of the premium paying term until maturity.

In addition, the plan provides a lump sum payment at maturity or in the event of the policyholder's death during the policy term.

Eligibility Criteria

LIC Jeevan Labh

The LIC Jeevan Labh plan provides financial security with increased future savings for the policyholder. Under this plan, the dependents or family members get covered in the event of the unfortunate death of the insured.

If the policyholder survives till the end of the policy tenure, they are liable to get the maturity benefit with a simple reversionary bonus and a final additional bonus.

Eligibility Criteria

LIC Bima Jyoti Plan

The LIC Bima Jyoti plan is a life assurance savings plan. It is a non-linked and non-participating policy that provides financial protection to the dependents of the insured individual in case of their unfortunate death. The plan guarantees a lump-sum payment to the surviving policyholder at the time of policy maturity.

Eligibility Criteria

LIC SIIP Plan

LIC SIIP plan is a non-participating, unit-linked, and regular premium plan. Fundamentally a combination of insurance and investment, this plan provides the insured with the option of investing premiums in one of the available four types of investment funds.

Eligibility Criteria

LIC New Jeevan Anand Plan

With the LIC New Jeevan Anand Plan, family members of the policyholder get financial protection after the unfortunate death of the former. Notably, this LIC policy also offers maturity benefits to the insured if they survive till the end of the policy tenure. Additionally, individuals can avail of the loan facility offered with the plan to take care of their emergency financial requirements.

Eligibility Criteria

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